This woman can honestly say she’s GLAD her husband didn’t put more thought into his lame Valentine’s Day gift . . .

54-year-old Cynthia Holmes lives in Clive, Iowa, just outside Des Moines.  And for Valentine’s Day this year, her husband Don gave her ONE LOTTERY TICKET.

It was a $10 scratcher.  So I guess he at least deserves credit for spending more than a BUCK.

Still, she wasn’t too impressed.  She says as soon as he gave it to her, she thought, “Oh, that’s REALLY expensive.”

But then she scratched it off . . . and hit the jackpot for $100,000.

She’s using the money to pay off her car, and the rest of their house.  So in the end, it was a pretty amazing Valentine’s Day present.